I went to the covered CA site, and pretty soon they started asking all kinds of questions and background checks etc. I have “nothing to hide” but I’d rather just tell the insurance co itself than the government. I’d like to think that the insurance co only cares about how any of the info will affect THEM. I do not trust the government not to use info they get in one place in another place entirely.
How to check out ObamaCare prices, MrShoop? Did you feel squicked giving them all that personal info or am I being too paranoid?
You can preview the plans, prices, and benefits on the site by going to this page: http://www.coveredca.com/shopandcompare/#calculator
You have to supply your zipcode because plans vary by county, and the reason they ask for income is to see if qualify for a subsidy. You can contact the insurance company directly once you decide.
The rates at Covered California’s plans are the same as purchasing them directly with the insurance company. The main benefit to using the Covered California program is that you might be eligible for government subsidies to reduce the premium. This is based entirely on your ‘AGI’ for your family’s 2014 tax return.
The income must be greater than the Federal Poverty Line, but less than three times that amount. The greater the income, the lower the subsidy. If the family’s AGI is under the FPL, the Covered California site will automatically reject you for regular coverage and offer you Med-Cal.