We had Kaiser up until a few years ago. The cost was getting so high we had to quit, well over $1,000/month for 3 and it had high deductable.
Best thing we ever did was join http://www.chministries.org/
Much better coverage, lower cost, has covered our medical needs much better than any insurance we had and you choose your own doctor and you can completely avoid the obamacare mess.
If you are an active Christian you really need to check it out or a similar Christian co-op.
If you have any questions, message me.
Ok, up thread, there was another one of these! I love these ideas. I think maybe the reasons Jews aren’t doing this is because they all have family members in the med business. My dad would have loved it though; he loved his practice but hated the insurance BS.