A person is at his/her most contagious just before death--the body is probably covered with virus--and healthcare workers spending too much time wearing hot PPE and working long hours get tired and make mistakes. That's why they get sick.
The virus does not infect mucous-secreting respiratory tissues, and it is very large in comparison to respiratory viruses so can only fit inside the large droplet-sized particles. Droplet transmission is direct transmission, not airborne.
The most risk appears to be attached to the extreme measures needed to save someone experiencing organ failure.