Yep. I would never buy a used car at a place that said bad credit is no problem. It mens the prices are way too high.
Exactly. It is a screening technique.
If you advertise for people that have credit problems, or are confused by the details of a purchase or advertise for some other type of vulnerability, it's not because you are going to try to help them, it's because you are going to try to take advantage of them.