My Brother-in-law is having a bad week already.
Time Warner Cable doubled charged his account, he owed for 2 months and they took about $920. The bank says it will take days to get reimbursed, that was Saturday and “days” didn’t start till today.
So he bought some stuff and bought breakfast for my sister on the way to dialysis. Then somehow the last $20 in the account became $3 for no apparent reason. Right before he was going to spend it at the grocery store. embarrassing.
Apparently when he called to complain they charged him $15.99 for “ID Theft Protection”. Which he never asked for, or heard of. He never approved it and the words never came out of his mouth.
So dinner is whatever is in the cupboard.
It takes seconds to remove the money and 7-10 business days to give it back.
No wonder Wells Fargo is rated the worst customer service of any company, even lower than Comcast.
Yup!
And the date your credit card is due CHANGES.
Due on the 22nd this month?
Well, it will be the 12th next.
Then the 19th.
Which is why I have a DEBIT account and not a checking account, and DEBIT cards instead of credit cards. I’m paranoid about allowing companies to access my DEBIT account, because once they do, you have to change accounts to stop their theft.
My heart hurts for your BiL and your sister. I want to help but there is nothing I can do but pray for you all.
If your BiL has Diect Deposit, go online and get a Bluebird account from American Express. It’s what I have. They have recently allowed check writing, and you get 100 free (the ENTIRE account is free, and there are no NSF fees, no monthly fees, etc.) When you write a check, you must get online approval (in other words, the money has to be in your account) and they will give you a confirmation number. They take the money out of your account then and there. If there isn’t enough money to cover the check, it doesn’t get approved.
You really should check it out, discuss it and try it. It is the BEST banking I have ever had! Why? Because there is no disputing what you actually have and what you have actually spent, and no one can access your account unless you authorize it, which I strongly advise against! (Prior experience!) [Besides: They do all the math and keep you posted!]
Anyway, check it out. Close the account at your bank and let them beg you back. Just don’t go. Your BiL IS in control. He just doesn’t know it, yet!