As I watch my kids struggle to get started in life I realize part of the problem is impatience - we're doing fine now, but it took us years. My kids have trouble accepting that it takes a long time to get here.
Oh, yeah. It’s just really hard to convince anyone who’s looking at starting out 50 grand in the hole from college loans that there is a light at the end of the tunnel. My nephew is *this close* to quitting the whole crooked game and I can’t say I blame him much.