How, at age 28 and with no particularly large income, was this individual able to convince some total fool to loan her the money to buy an expensive vehicle like that? A new Navigator or Escalade usually runs about $60,000 including tax.
It’s quite possible she has a “sugar daddy” or someone else in her life with money, who was making the payments. My guess is that she was not making the payments.
If those wheels are REAL not cheap knock offs the tire and wheel package is worth 4-5K.
That appears to be 2002-2006 model, at least 9 to 13 years old. Depending on condition, it could have sold easily under $15,000.