[SampleMan]

Ahhh it isn't stealing. If through no fault of your own through loss of a job or income you are unable to fulfill an agreement you entered into and had every intention of repaying.

The moment you start screaming to not pay it back, it's stealing.

[pansgold]

The moment you start screaming to not pay it back, it’s stealing.

Not if after you feed the kids and pay the rent from a 39 hour work week (if you are lucky) and you have 20 bucks left, buy some gas for next week.