filing the claim is mere paperwork, that they don't accept/participate means you will pay BIGTIME to be seen/operated on when the bill comes... filing the claim is mere paperwork, that they don't accept/participate means you will pay BIGTIME to be seen/operated on when the bill comes...I think the opposite is true, and I have seen examples of it in reports in the past. If doctors, labs, pharmacies, etc., operated on a free market prices for most things would be less expensive.
No, direct pay doctors are actually much cheaper. Insurance inflates costs unbelievably.