my bad, there was another thread about people having ins but having a hard time finding doc's that take it
You said something I dont follow about paying for insurance but then not using it, which has nothing to do with the train of the conversation as far as I can see.
i guess my point there was i don't think i know anybody that doesn't have ins, so going to a doc that doesn't take ins seems like paying twice, once for ins that other docs will take to goto a doc that doesn't take ins/or your regular PCP goes to not taking ins, but if you think the doc is worth it, then he IS worth it... it's your health on the line and all
Actually, let me rephrase my original post. I may not have been clear. Assuming that you have insurance, and that it is not network-only, then even if you go to a doctor who accepts no insurance at all, he will give you a receipt once you pay him and you can go through the hassle of collecting from your insurance to pay for some or all of his bill. That’s what I was trying to say. That the doctor policy, no matter what it is, doesn’t stop you from getting reimbursed by your insurance, supposing your plan covers doctors not pre-affiliated and that you’re willing to do the legwork. Ergo, there is no paying twice. There, hope that’s clear.