I worked at a Gas station back in the 80s and one day the boss/owner came up and offered us Health Insurance. It was Blue cross/blue shield, the Cadillac of plans back in the day and it was cheap. I signed up for it because I figured it was like a Perk.
It was a Big deal for a 22 year old to have Blue Cross/Blue shield.
Now Obama is pushing this Yugo Health Plan on young people. Cant blame them for not signing up for this clumsy and expensive plan.