government and the police in most localities....in most states the government and police owe no legal duty to protect individual
"Most localities", "In most states"? Think the author missed out with that, it's federal. NO locality could absorb the legal liability if they assumed responsibility to protect individuals and their property. Decades of case law explain that in detail -
Riss v. City of New York, 22 N.Y.2d 579, 293 NYS2d 897, 240 N.E.2d 860 (N.Y. Ct. of Ap. 1958)
Keane v. City of Chicago, 98 Ill. App.2d 460, 240 N.E.2d 321 (1968)
Silver v. City of Minneapolis, 170 N.W.2d 206 (S.Ct. Minn. 1969)
Simpson's Food Fair v. Evansville, 272 N.E. 2d 871 (Ind.Ct. of Ap. 1971)
Sapp v. City of Tallahassee, 348 So.2d 363 (Fla.Ct. of Ap. 1977)
Weutrich v. Delia, 155 N.J. Super 324, 326, 382 A.2d 929, 930 (1978)
Chapman v. City of Philadelphia, 434 A.2d 753 (Sup.Ct. Penn. 1981)
Warren v. District of Columbia, 444 A.2d 1 (D.C. Ct. of Ap., 1981)
Davidson v. City of Westminster, 32 C.3d 197, 185 Cal.Rptr. 252, 649 P.2d 894 (S.Ct. Cal. 1982)
Bowers v. DeVito, 686 F.2d 61 (7th Cir. 1982)
Morgan v. District of Columbia, 468 A.2d 1306 (D.C. Ct. of Ap. 1983)
Morris v. Musser, 478 A.2d 937 (1984)
Calogrides v. City of Mobile, 475 So.2d 560 (S.Ct. A;a. 1985)