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To: Zeneta
“For the price of just one Starbucks coffee a day, you can provide care for this sad desperate crack addicted high school dropout single mother from a broken home of another sad desperate crack addicted high school dropout single mother from a broken home”

Able-bodied people who don't feel like working are already covered by Medicaid. Obamacare lowers rates for working people who can't get big company insurance, either because they're part-timers or contractors. At Trader Joe's, the big company health plan for part-timers actually costs more for the employees than Obamacare for the same terms:

Trader Joe’s is one employer known for offering generous health care benefits, even for part-timers (until now). But even those workers could end up better off under Obamacare. In an internal email published by the Washington Post, a Trader Joe’s exec provided some calculations for a part-time employee who earns about $24,000 per year and has been paying about $167 per month as her share of a Trader Joe’s policy similar to a “silver” plan under the ACA. If she enrolls in Obamacare, the subsidized cost would fall to about $70 per month for nearly identical coverage. And that’s before a $500 annual stipend Trader Joe’s plan to offer part-timers to help them pay for insurance.

For companies like Trader Joe's, it costs more to provide health insurance than the premiums paid by its employees for the company health plan. What it is doing here is pushing that expense off to the Federal government. This is why Obamacare is a budget buster, not because TJ's part-time employees are worse off (which they are not), but because the huge expense of covering the rest of the insurance premium (that was previously paid by TJ) will fall on the federal budget.

6 posted on 10/05/2013 11:32:11 AM PDT by Zhang Fei (Let us pray that peace be now restored to the world and that God will preserve it always.)
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To: Zhang Fei

Insurance companies have a business model based on an ever-changing set of probabilities and risk.

They make decisions that will both keep them in business and allow them to fulfill their contractual obligations.

Zerocare, increases those “obligations” and attempts to restrict their ability to adjust their risk by imposing higher premiums.

While most health insurers have seem to have found ways to increase those premiums, it is becoming a burden to employers since health insurance has become an expected benefit of being employed.

I can’t help but being reminded of when I was recruiting for a large company at a college “career fair”.

This was back in the early 1990’s, and I talked to hundreds of applicants. Over the course of two days I was struck by the percentage of applicants that ultimately seemed programmed to ask about “Training”.

I got to the point in which anybody that asked about “Training”, I cut them off and kinda told them to go away.

Whatever happen to being smart enough to figure things out on your own ?

We have been conditioning multiple generations to fall in line.

We are conditioning younger and younger people to “expect” certain benefits.

Welcome.....to...the Machine.....


8 posted on 10/05/2013 12:06:40 PM PDT by Zeneta
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