So if you took the $1200 and just saved the $800 you would have $9600 in case you did need to spend it on the deductible and if you didn’t you come out ahead.
You’re assuming I have an extra $2000 n disposable income lying around each month. :-) I actually do have employer coverage still; I looked into the numbers just to see how “affordable” it would be. This Act is going to wreak havoc on an already shaky economy. No new cars, no dinners out, no extras, people will be scraping by just to pay basic bills plus their premiums,not to mention deductibles and copays.