[Eagle of Liberty]

You can argue prudence and risk, but the fact is that the state requires it.

There is a time in the not too distant past where many states did not require it, but many people in those states still had it.

[DoodleDawg]

There is a time in the not too distant past where many states did not require it, but many people in those states still had it.

True. And you can bet that a far, far larger percentage of the people at that time didn't have auto insurance at all. Why? Because it was the high percentage of uninsured motorists that motivated insurance companies to push for the law requiring insurance in the first place. They were tires of paying for damage done to their clients by uninsured motorists.