That's cutting off your nose to spite your face.
I know a few kids who went on some wild sprees with student loan money. They just kept borrowing & kept spending on good times.
A couple of the girls went to Paris & have loads of 'memory' pictures - all with cocktails & guys in the photos.
There are doctors who are in a good practice - behind on paying back their loans.
They all need to get in the real world...You borrow money & you pay it back.
I’ve always wondered about how all these young kids go on European vacations.