[IronJack]

Civilization is a compromise between two extremes: absolute individualism and absolute collectivism. Too much of the former and you have anarchy; the society is weaker because you lose the economies of scale and the "multiplier effect" of groups working in unison. Too much of the latter and you have socialism, which punishes the productive and rewards those who weaken society; ultimately, even the productive give up and the society crumbles because no one is willing to work at all.

Capitalism -- the free market -- is the best compromise. It allows the individual to earn to his maximum potential and his survival is measured by his value to the collective. So it takes the best of both worlds while discarding the worst.

[GeronL]

I think this is how morality might have “evolved”. Those things that benefitted humankind were seen as ‘moral’ and those than hurt mankind were ‘immoral’.

As I said, our nature is immoral. Fighting that basic nature is what brings civilization. Civilized in moral terms. Civilization in technological/physical terms is exactly as how you described.