One thing hardly ever mentioned, know it works because it worked for me - the Army. Went _back in_ the .mil after racking up serious credit card and student loan debts. It’s not for everyone of course though, but it should be offered as an option for serious consideration. Sometimes even the suggestion garners an inordinate negative response. ‘Jus Sayin’.
Gets one out of the basement. Seems to me people should scale back their spending on “higher” education and maybe expectations in some instances. Fact is, College isn’t for everyone in the same sense that neither is the Army.
My best experience with student loans was looking back at it, had to call for a payoff, (about 10 years early) right? Seems to me not many people do this now that think about it.
I had to call for my payoff as well. It was pretty funny- the guy stuttered when I asked for for the payoff. (I needed to know how much it would be on a specific day as I was paying online through my bank.) I paid the designated amount for the first six months of my loan then never paid less than double. When we got tax money back or any other payments, it was applied as well. And it did feel good to see it go bye-bye. The man on the phone even congratulated me. I don’t think he was getting many calls for payoff amounts at that time. I am sure it is even worse now.
And I carefully chose a major that I was able to use immediately. Not this women’s studies or gay studies bullcrap.