Being judgment-proof seems like a better option.
The opposition lawyers look at your net worth and don't even bother filing a claim.
Dirt poor (on paper) and toothless has advantages.
Who wants to sue someone standing on a banana peel at the corner of Broke and Dead?
/johnny
Bean meaning to tell you, I am a pretty good scientist, but I am a lousy cook.
Dad and I had an 1/2 hour discussion last week about how to boil an egg. We left it for my wife to do.