You’ve got to be kidding me. What else should insurance decide they don’t have to cover? How many pregnancies should they cover? Who gets to decide.
Well, maybe after you have 1 high risk pregnancy and baby, the insurance won’t cover more pregnancies. I think it would be up to the insurance companies to decide.
If the Duggars want to pay for it themselves, then I see no problem. My grandfather was 1 of 13 kids, and his parents did not have insurance.