The Federal Reserve is the least of Wilson’s sins.
1. He was an overt racist who fired most black federal employees.
2. He massively increased the size and scope of the federal government. Much of FDR’s New Deal team were from the Wilson Administration.
3. He dragged the country into The World War, when our staying out could have forced a peace of exhaustion and prevented the instability after the war.
4. He rebuffed an Austrian peace initiative that could have ended the war in 1917, and his “idealism” led to an unstable central Europe. His antics at the Versailles Conference are well known.
5. Having pushed for the League of Nations, he then crippled it by ham handedly insulting the Republicans he needed to get it passed.
Yes, he was a freakoid maniac akin to the dear leader we have now. Borderline evil. Maybe not even borderline.