She put my name on her stocks, her bank accounts etc. We had already sold her home & she was living with us, so it was pretty easy.
That is exactly how we handled my husband’s death and how I am handling my affairs.
I just am putting co-owners on properties, have certain beneficiaries on certain accounts.
Of course if you have a normal family it helps. I know even in normal families certain issues arise but in a dysfunctional family they almost always arise.
And of course, if there are a lot of assets and/or a lot of people, things tend to be more difficult. There is always the option of passing out certain things before you pass away, such as Grandmas’ wedding ring and Grandpa’s gun. If you aren’t actively using stuff and are older, it’s best to pass it around early.