Probably us the customers, through fees.
what fees are you referring to? I dont pay any interest or fees on my account. In fact I get 1-5% cashback on all my purchases? another interesting question who pays for that? I am assuming the credit card companies cover the “cashback” with the fees that they charge the merchant for processing the charge. but what about the fraudulent charges? If the merchant is out the merchandise AND the money how does that help our economy?