[Pessimist]

I think Frugality is nearly innate. You either have it or you don’t.

My wife and I both do.

Yeah, we forgo some stuff. But I doubt either one of us could actually enjoy the baubles even if we could force ourselves to buy them.

[IllumiNaughtyByNature]

I think Frugality is nearly innate. You either have it or you don’t.

It can be learned. Trust me, it can. It just took some of us a little longer. :o)