Yeah, I can see there are some “use problems” with FileVault, but if one knows about it, it may still be useful. If I were carrying around a laptop and using it elsewhere, I would like to have FileVault activated. You can turn it on and then off, too. If it were stolen, FileVault would keep your information locked up forever, as far as anyone else was concerned (i.e., the thief).
Also, if I were sending the computer in to be worked on, I would like to have FileVault activated.
But, in addition to the above, the reason why I mentioned PGP was to give another alternative to keeping your information locked up. :-)
Oh, and about using USB, that’s one reason why I like having FireWire... :-)