How so?
Insurance companies don’t really ration. They have staff (usually RN’s) that approve or not - certain requests by doctors and hospitals. My sister works for Aenta and is a case manager RN. Hospital admits patient - she is sent case - reviews what is happening with the patient. Here’s an example: if the hospital requests an overnight stay for a sprained ankle when all that is really needed is an xray - crutches and an ace bandage - she would probably not approve the overnight stay unless the patient presented the need for constant attention for some negative reaction due to the injury like extremely elevated heart rate/BP. She’s told me herself, most of the requests are reasonable and she approves the majority of them. If they are blatently abusing the insurance company - those type of charges would not be approved.
The last thing we need are Obamacare Case Managers employed by the government telling us what they will approve.