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HTC Fuze/Touch Pro and almost all HTC phones have all of these features and more. They are also fully functional portable PC’s. They also have user changeable batteries. And finally there is a website that is devoted to these phones (XDA Developers) where people cook custom ROMs which allow you to fully reprogram the phone the way you want it, or with a little effort you can learn how. This is reprogramming and not just loading applications. There are also a bunch of websites that have all sorts of freeware applications for these phones.
Since HTC Phones are also sold in Europe you can turn these phones into unlocked versions for about $20, which means that you can transfer between carriers.
AS an added bonus you also have free ringtones, and updates from the HTC website.
The memory is removable and the phones will support up to 32 Gigs of micro-SD which is very easy to transfer files back and forth from your computer to the phone, no adware program like I-Tunes required.
New HTC phones have real VGA displays, 533MHZ Processors, and 512 MB of RAM.
These phones run Window Mobile and come with the portable version of MS Office (Word, Excel, One Note, and Power Point). Although you cannot edit a power point file on the phone you can plug the phone into a projector or Flat screen and run the power point presentation from the phone. These phones will also be able to run Goggle Android which is free.
Phones also feature GPS which when teamed with Goggle Maps provides free GPS directions, FM Radio (AM requires a large antenna)
The only thing that does not come with these phones are the superior feeling that you get when you have an Apple product or the desire to spend the night with Barney Frank.
These are business phones and not I-PODS with a phone built in.

The only thing that does not come with these phones are the superior feeling that you get when you have an Apple product or the desire to spend the night with Barney Frank.

Apple products are superior. Owned PC's with Windows for ten years. Finally made the switch a year and a half back to a MacBook Pro. I'm through with PC's and Windows forever. My sister who owns and operates her very own consulting business just got herself a brand new MacBook Pro (after I advised her to do so) and she too is through with Windows.

Apple has a big advantage over the long term by virtue of the fact that they make the hardware and the OS for both the computer and the phone. Once they start to incorporate their own chips into their phone ( Apple has announced they will be designing their own processors for their hand held devices ) they will really leapfrog ahead of the competition. Count on it.