You are missing the difference between an urban assault and home burglary.
In a planned assault, you have backup and body armor. You don’t have that at home. One second is a long time if someone is waiting for you to appear. When I had a chance to play the bad guy in an urban assault class, it was pretty easy to shoot the good guys first.
Hand guns shots at range are notoriously bad. If you practice shooting from the hip, hitting a person at 5-8 feet (typical range inside a house) is instinctive. My home sits on one acre. By the time it passes thru a few walls and exits, I’m not much worried about the neighbors. Anyone hiding behind the bad guy deserves whatever they get. Besides, I don’t plan on missing.
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No, the ‘plan’ is by the perp; you are reacting to it. Still too much TV influence filtering in.