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You said — “Somebody will come up with hacks for this.”

Well, first of all, you can’t put applications on the standard iPhone without it coming directly from the iPhone Store (in iTunes). But, if someone wants to hack their iPhone (first of all), then one can add whatever applications are on the “black market”.

The only problem with that is that you don’t have a warranty any more, you can’t get support from Apple for anything that goes wrong with the iPhone (if you hack it), and you’re depending on some unknown hackers to provide you with the hack to make your iPhone work outside of the parameters that Apple has set up.

For the vast and overwhelming majority of iPhone users they simply won’t want to do that.

Now, for an application on the iPhone Store (at Apple) one can make (conceivably) $250,000 in short order. There was an application made by an individual developer (recently) that made 1/4 of a million dollars in three months. That’s not too hard to do.

SO..., with that kind of stuff “working against” hackers — even the developers of these programs don’t want to go outside the iPhone Store (at Apple). And also, the users don’t want programs that haven’t been vetted (somewhat by Apple) to prevent any bad stuff from happening to their iPhone.