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Agreed. I don’t buy anything I can’t pay for in cash. We all knew about this interest rate thing with credit cards, didn’t we?

I live in Los Angeles. I spent a good deal of time dating either Latino or Philipino women (4 different women)these last 20 years. I can’t tell you how many times these women tried to cajole me into buying these $200 pairs of jeans, or $90 LaCrosse shirts... the poorer the women that I dated were, the better clothes they wore. And this thing with buying staple things like aspirin with a Target credit card that they then run up to $2000 .

I don’t get that.

Furthermore, when you make $30,000 a year, you should be buying your clothes at Walmart, or the Salvation Army (which I did for many years, when my child support payments were in effect). But their paycheck take home did not seem to matter. They simply lived in the moment and did not think about what the fixed bills were, any given month. The status of the clothing brand was far more important to them.

I recall just being flabergasted by trips to the Mall. And we would go to Nordstrom or May Company, places like that, and there would be some kind of sale. 50 or so people would be crowded around a bin full on designer jeans marked down from $250 to $150. Very few naturally born Americans in those groups of people, I might add.

Why would someone pay $150 for a pair of jeans that in my opinion are worth only $40 tops.