Welcome to FR....when I can tolerate it, I often read the posts on CTV...if you're the same person there, you've done your homework and you will be a great contributor to this thread!
LOL... I am the same person trying to wade through the CTV forum snake-pit and thank everyone for the warm welcome.
I found a link to this thread on one of many internet searches and wish I had found it sooner as it seems to have attracted the most intelligent and reasonable posters on this subject.