Fenders are good for this sort of place. Even if it isn't raining at the moment, there's often times when the ground is wet enough to give you that spray up your backside and up into your chin.
This is a half-n-half bike, which means its not really good for anything. :-) It's mostly a road cruiser, but is OK for some light trails. It's not a mountain bike.
If I still like it and want to do some more serious riding I'll go get a bike for whatever that is. That's why I didn't want to spend gobs of money on this one. It was only like $300. None of the fancy stuff like disc brakes. That'll come later.
Good :~) Well, the trails we ride are ~fairly~ groomed, maybe this summer we'll see :~)