The answer is yes, but a vaginal exam for a little girl is an external visual, not the same as an adult women would receive.
And the mother is present. My pediatrician had the girls sit on my lap and my hands are the "stirrups".
Bladder infections caused by excessive use of bubble bath is extremely common at this age. Especially since they are just beginning to bathe themselves (and mine would sneak extra bubble stuff). Couple of bladder infections later and they learned why mommy limits the bubbles. I have 3 girls and every last one of them went through this phase.
Thanks. I appreciate the insight.
Those of us with daughters seem to understand how common place this is.