Man I could never live in a place where there were lots of tornado threats. You are far braver than I. Two things I can do without are tornados and earthquakes. We rarely get tornados up here because of all the hills, but we do get some water spouts now and again. And last summer we had a tornado touch down in the town next to me. About 10 years ago when I was in Georgia, we had a tornado take out the entire lot next to us and skip us completely. Cars were over on their roofs, trees were down... it was the scariest thing. My mom lived out in Iowa when she was a girl, and she's told me horror stories about being in a car and having to outrun tornados. *shudder*
Tornados scare me too... more than hurricanes even, because you can't plan for them or build for them. I think they rip up most anything we could build for a barn.
Earthquakes are only scary if you're in the city with all that concrete and glass. They can't hurt me in the country :~D