JERRY: The only thing between him and us is a thin layer of gabardine.. Kramer, say it isn't so.
KRAMER: Oh, it be so. I'm out there, Jerry, an' I'm lllovin' every minute of it!!!
JERRY: Don't you need a little.. help?
KRAMER: Surprisingly, no. I'm freee, I'm unfettered...I'm like a naked innocent Indian boy rrroamin' the countryside!!
LOL!
That's how I dress under my raincoat.