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well, I'm in California of course, and I'm sure it does vary by state and jurisdiction, but here, when you get your ticket, you wait for a copy of the ticket from the courts to be sent to your house. At that time, you can pay the "fine" amt (amt they charge for the infraction) plus an additional amt in order to attend traffic school. At that time, you send the fine amt (mine was $129) plus the fee for going to school (additional $39) and send it to the courts (here you can also pay that online via the courts website). They then send you the paperwork authorizing you to go to traffic school by the courts in order to have it taken off of your record. They give you a list of traffic schools that they accept. It is then your responsibility to follow up on that, call the school and make your appt if you go to a class, online just register, they vary in price from $14.95 - 25.95. You pretty much determine which school you go to, of course it has to be off the list of accepted schools. It's a very lengthy list though, usually. I know it is here. It doesn't get you out of paying the fine, unless you fight it in court (which is a pain to do if you have a regular normal life), you'll have to do that. But paying for them to "let" you work it off in traffic school is the benefit that doesn't let it affect your insurance rates.