[cweese]

If you have a 401(k) plan at work, you can borrow half of your balance and pay it back (to yourself) with interest up to 5 years.

[non-religious-conservative]

Still a student. Not an option yet. But thank you.

[MotleyGirl70]

I'll go out on limb here and say he doesn't have a 401(K) ,Roth or any other kind of IRA. IF he does, with his debt I doubt it's very much and really not worth the tax penalties to do so and best just to leave that money where it is.

I hope things eventually work out for you NRC. Use this as a very important learning experience for future adulthood.

Although it may seem hard to optimistic right now, your attitude on getting out of this rut you're in will determine how quickly you're able to resolve it too.

Chin up! :)