[xsmommy]

why don't you want to declare bankruptcy? it is a viable option.

[politicket]

You're kidding, right????

Bankruptcy is a coward's way out (speaking as a small-business owner). Let's teach this kid responsibility!

[macbee]

Bankruptcy would screw up his credit rating for at least a decade, which is his case seems like using a shotgun to swat a fly: effective, but just a tad extreme. He has much better options to dig out of debt (albeit slowly) before he should consider bankruptcy.