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Where I'm going to be living is an incredibly safe town. Very little violence or anything. But... in my apartment, at night, alone, a gun would at least give me peace of mind.

I recommend a reverse-blade sword :) Seriously, in addition to getting a gun and learning some basic self-defense, I'd encourage you to look into some home security equipment. There's a company in Evergreen, Colorado called Phoenix Systems, Inc. which has a mail-order catalog I sometimes use that sells reasonably-priced personal and home security equipment--motion detectors, alarms, booby traps, stun guns, etc. You should be able to get their catalog by calling 303-277-0305.