[E. Pluribus Unum]

A little off topic, but I would suggest that you freeze all three of your credit reports so no one can open accounts using your identity.

https://www.experian.com/blogs/ask-experian/credit-education/preventing-fraud/security-freeze/

It’s the same thing LifeLock does for $30 a month.

Also, you should use a password manager so you never type in a password. Keyloggers that record your keystrokes and forward them to bad guys are one of the most common ways of getting access to your online accounts.

[George from New England]

I just pay cash for most everything. No problems here.

[exDemMom]

Thank you for that advice! I have frozen my Transunion credit, but I should probably do the others, as well.

I keep my passwords in a spreadsheet and in password managers. If I copy/paste a password, I don’t think a keylogger can see it?

I try to make passwords as random as possible, except for avoiding O, 0, I, l that look alike in some fonts. I’m going to change some passwords now that I’ve had this fraud problem.

[Bikkuri]

"freeze all three of your credit reports so no one can open accounts using your identity"

That is exactly what I immediately did when I got a warning from both ProtonVPN and NordVPN (I use both) about my SS# (and a couple of my email accounts) being on the DarkWeb.