Same here, which is why it’s so annoying that my insurance premiums keep going up to cover the losses involving EVs, keyless thefts, and lots of other things that have nothing to do with me. Every year I’m a year older, and also add another year of no tickets or accidents, yet every year I have to pay more for the same coverage on the same vehicles.
So, perhaps like me, you live in FL, the happy hunting ground of a cannibalistic tribe known as trial attorneys.