This is the completely incorrect bases of your arguments. You are absolutely wrong on this. The law specifically forbids the IRS from taking any punitive action against you for not paying the ‘fine’. This was in the Senate version which made it into law. Republicans rarely talk about this aspect because it nukes the drama aspect of the argument.
The House version had real penalties for not paying the fines but that bill got thrown away.
Dont buy medicare with the payroll taxes and you go to jail.
These taxes are never in the possession of the individual again once they are withheld by their payroll department.
If the IRS cannot levy that fine, then it is good to know and I appreciate the mention. This may be a mute point, in that the vast majority of people who work, generally try to avoid having to come up with money at the end of the tax year.
That certainly leaves a lot of people who do not work at all, but then they may already be covered under Medicaid.