I think you are making Sunshine’s point. There is no pot of money and SS is a ponzi scheme. Once the boomers (who collectively make the most money) stop earning, who’s money will keep the system afloat. The non-boomers simply don’t have the productive capability, especially as America continues it’s socialist suicide, to keep the system solvent. Once the boomers stop paying in, it’s game over for SS.
"On January 31, 1940, the first monthly retirement check was issued to Ida May Fuller of Ludlow, Vermont, in the amount of $22.54. Miss Fuller, a Legal Secretary, retired in November 1939. She started collecting benefits in January 1940 at age 65 and lived to be 100 years old, dying in 1975.
Ida May Fuller worked for three years under the Social Security program. The accumulated taxes on her salary during those three years was a total of $24.75. Her initial monthly check was $22.54. During her lifetime she collected a total of $22,888.92 in Social Security benefits."
42 years in the work place probably make it close.