HSCB is a credit card collection service and they collect paments for several different credit cards. They collect for Best Buy, Menards, and maybe Kohl’s. I’m not sure about the last because I don’t have an outstanding debt with any of the above. I’ve noticed that many CC companies have a line and a box to check where you are supposed to sign when paying your bill. That line is signing you up for CC “insurance” at $2 - $5 per month. Never sign that.
The link at the top of the page just takes you to a forum where people are discussing this fee and how to get rid of it. Apparently this fee is insidious in that it is a percentage of the money still owed on the bill — .90/$100 — added each month to the balance due.
I shop at BB from time to time out of convenience, but I am wary of their business practices.
I have had numerous problems with Best Buy's business practices over the years, and have read of other incedences that I was blessed to not be caught up in. Always be aleart and read any fine print when dealing with Best Buy. My best advice is to stay out of there altogether.