I’ve read what you’ve posted. I have no idea what HSCB is and I am not going to your link to find out. It appears you are unhappy with Best Buy but I have no clue why.
Curious, but isn’t HSBC that Chinese Bank?
I believe Best Buy went on my no buy list when it went Moozie kissy-poo awhile back. Actually I have forgotten why it went on my no buy list, but something about Sharia finance, and Moozie ownership come to mind.
This gettin’ old crap is for the birds. The memory you know.
I was with Fifth/Third Bank. I got overdrawn because I was in the Army and had no access to the Internet.
So, for every 2 dollar hamburger that I bought, they were pumping a 35 dollar fee. So, essentially, without my knowledge in any way, I was buying a 37 dollar hamburger.
But that was just the beginning.
So I paid off the balance due. Fine, we are done. Oh no! They sent me a bill the next month for 40 more dollars, late fee. I said I will not pay.
I wasn't late. You sent me bill and I paid it. End of story. Oh No. Then they charged me, and this is real, 100 dollars because I did not pay the 40.
So, after the arguments and cursing, I said OK here is your 100 dollars, I hope you die.
So that is the end right?
Oh no, then they sent me a bill for like 20 dollars as interest in the previous month. Now, knowing the bank, I knew that 20 can go to 200 dollars in a matter weeks.
Bottom line. They were lying. If you called them and said How much is my bill they would tell you anything, a hundred dollars. So, I paid. Then they would send a bill then next month saying that Well you paid the hundred but there is an interest charge of 20 dollars from last month.
And on and on and on. So, basically, it was impossible to pay off the debt. They would not let you. No matter how much you paid them.