The point is I am not careful, I run out of the box OS, and use no third party protection at all. I do however reject offers to get free anything.
> The point is I am not careful, I run out of the box OS, and use no third party protection at all. I do however reject offers to get free anything.
No, you -are- careful. You don't click on the offers on "free download" or porn sites, and probably don't click on every random link that people send you in email, either. That takes care of the vast majority of infection vectors right there.
I run Windows (Win7), and Mac OS-X, and Linux, and NetBSD. All without antivirus protection except for two Win7 boxes: the one I have available at home to other family members and visitors, and my main machine at work, which runs AV because as the Director of System Admin, I feel I should do what I require our users to do. I require them to run AV because they -do- click on random and dangerous links, despite our constant warnings. *sigh*
When you say "out of the box OS", do you mean you don't apply updates and patches? I'm not sure what you mean by that phrase...