Naw, he's got to save it until he dies! He can get nice clean $20 bills from the bank and strew them across his bed, and just glory in writhing around in the dough. He can count the digits in his savings, and relish the big numbers. And when he dies, he can pass it on tax free to his heirs, who will pay the tax when they spend the money. What satisfaction! Pigdog - one wonders?
And you're wrong - if the person wants something badly enough to buy it and pay the tax ... that's his decision.
He has no such decision under the income tax since all his income (rather than just what he decides to spend) will have been filtered through the income tax system and most taxpayers will pay tax based upon all their income. The few who don't are the exception but the tax on consumption will catch the gross big spenders such as you and Mrs Kerry.
As for passing wealth on to future generations - that a big plus of he FairTax and if the present generation piddles it all away, well, that's their decision too but at least they will have had the opportunity to improve financially. How do you think the large family fortunes in history have come about - such as the Kennedys in the US and the Rothschilds in Europe. It wasn't all earned in one big blast but passed along from ancestors to progeny.