Posted on 08/30/2014 4:40:54 PM PDT by jazusamo
There are things that really puzzle me. Some life insurance companies charge lower premiums if you haven't made a life-shortening lifestyle choice. Being a nonsmoker is one of them. Actuarially, that makes sense because the life expectancy for smokers is at least 10 years shorter than for nonsmokers.
Insurance company policies charge higher premiums to those who are obese. The National Institutes of Health reports that those with a body mass index greater than 40 have a six- to 14-year lower life expectancy. Again, actuarially, that makes sense. Indeed, there's a strong advocacy for higher life insurance, as well as health insurance, premiums for those whose lifestyle choices impose a greater financial burden on society, which obesity does. But there's one important exception.
According to the International Journal of Epidemiology, life expectancy at age 20 for homosexual and bisexual men is eight to 20 years less than for all men. That's a lifestyle shortening of life expectancy greater than obesity and tobacco use. Yet one never hears of insurance companies advertising lower premiums for heterosexual men. You say, "That would be discrimination." You're right, but why is it acceptable for insurance companies to discriminate against smokers and the obese but not homosexuals? After all, they are all Americans and protected by the Constitution. It's really a matter of politics, as seen by the journal's publication of an article titled "Gay life expectancy revisited" (http://tinyurl.com/25ejq2d). The publication had to soft-pedal its study results because of complaints that pointing out life expectancy differences between heterosexuals and homosexuals had become fuel for homophobia. The bottom line is that homosexuals have far greater political power and sympathy than smokers and the obese.
(Excerpt) Read more at creators.com ...
The rest of the article is great too!
Thanks for posting this.
I once read a warning label on Christmas Lights. It said “For indoor or outdoor use only”.
bttt
That last sentence is hilarious!
LOL! I didn’t know there was any other kind.
What a hoot. :-)
Apparently you’re not supposed to put the lights inside the wall between the insulation and the drywall.
Very few nursing infants know how to read warning labels.
This probably means obama will die young!
One big plan for Zer0Care was coverage for pre-existing AIDS.
You'll be in real trouble if you put them half-in/half-out.
I want him to live a long, healthy life. In prison.
I don't want a martyr for liberals to attach their agendas to.
But, alas, not soon enough.
Inside the matchbooks was a coupon to fill out and mail in to learn more.
In fine print on the coupon was this admonition:
"Do Not Mail Matches"
And free injections too.
I am 75 and have been smoking since I was 13. Heredity is more important than what you do. My sister is 82 and been smoking since she was 13 also....Neither one of us even have a cough. Lung cancer does not run in our family....My father died at 85, quit smoking at 50 but did snuff and an occasional chew....died of acute leukemia. but he did develop asthma later in life...he had allergy’s..to strawberries, his favorite fruit...
Hah...I remember the free matches and the advertisements but must have forgotten about the “do not mail matches.”
81 year old grandmother here,goat granny,and also a smoker.
.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.