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Administration Finalizes Obamacare Tax Over Holiday Weekend
Washington Free Beacon ^ | 12/4/2013 | Elizabeth Harrington

Posted on 12/04/2013 1:45:41 PM PST by markomalley

The Obama administration quietly finalized the Health Insurance Tax (HIT) over the Thanksgiving holiday weekend, a provision in Obamacare that will cost nearly $60 billion over the next five years and raise health care premiums by 3 percent.

The final rule, published on Nov. 27, imposes a fee beginning in 2014 for health insurers with premium revenues over $25 million per year. The annual tax is levied for “United States health risks,” and is hidden from consumers since it is directly assessed on health insurance companies.

David R. Burton, a senior fellow in economic policy at the Heritage Foundation, said the tax will disproportionally impact small businesses.

“Most large corporations self-insure,” Burton told the Washington Free Beacon. “They may or may not have stop-loss insurance. Medium-sized businesses will self-insure but then have what’s called stop-loss insurance so that if their claims exceed a certain amount the insurance company will compensate them. The largest corporations are self-insured, period.”

“In contrast, small companies actually buy health insurance and it’s only the actual health insurance that is subject to the tax, self-insured plans are not,” he said.

An analysis by the American Action Forum found that under the tax, premiums for small businesses and households will increase as much as 3 percent over the next ten years, or roughly $5,000 per family over the decade.

According to the Business Council of New York State, the average family will see a $270 increase in their premiums in 2014. Over the next decade, the tax will cost families $5,080.

“Some of the more problematic issues of the tax are that revenue raised by the tax does not even directly fund new health care benefits but instead goes into the general treasury,” the Business Council said. “Additionally, small businesses will pay a disproportionate share of these taxes since these employers are far more likely to purchase insurance rather than self-insure.”

The final rule sets explicit revenues that the tax must generate each year, beginning with $8 billion in 2014.  The government will collect $11.3 billion from the HIT in 2015 and 2016; $13.9 billion in 2017; and $14.3 billion in 2018, a total of $58.8 billion over five years. Thereafter, the tax will be increased subject to premium growth.

“It’s an odd sort of tax,” Burton said.  “It’s not at a specific rate, but it raises a specific amount of revenue from insurers who underwrite health insurance outside of the exchanges. You basically have a set amount of money and then it’s allocated among the insurers based on the amount of health insurance premiums they actually wrote.”

The tax is also hidden from consumers. “They won’t see it,” Burton said. “It’s in effect hidden because it’s imposed on the insurance companies, but it’s a cost to them that they have to recover by raising premiums.”

Burton said estimates for premium increases range from 2.5 to 3 percent. The health insurance tax joins the list of Obamacare tax increases, including the medical device tax, payroll taxes, an excise tax on “Cadillac plans,” and others.

“It’s just one more way they’re raising the cost of employing people,” Burton said. “It’s hidden so people don’t really understand why, that’s probably one of the more insidious aspects of it is that it’s hiding the true effect of it because of the way it’s structured.”

“If people saw that 3 percent tax on their bill every month they would feel differently about it,” he said.


TOPICS: Breaking News; Business/Economy; Government
KEYWORDS: aca; administration; finalizes; holiday; obama; obamacar; tax; weekend
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1 posted on 12/04/2013 1:45:41 PM PST by markomalley
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To: markomalley

There is no such thing as a tax “hidden from consumers” as this article suggests.


2 posted on 12/04/2013 1:50:11 PM PST by Ingtar (The NSA - "We're the only part of government who actually listens to the people.")
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To: Ingtar
There is no such thing as a tax “hidden from consumers” as this article suggests.

Since the tax is levied upon the insurer and not on the consumer, it's not quite the same as an excise tax.

The lefties will simply accuse the horrible insurers of jacking up their premiums (rather than passing the tax back to the consumer).

3 posted on 12/04/2013 1:53:11 PM PST by markomalley (Nothing emboldens the wicked so greatly as the lack of courage on the part of the good -- Leo XIII)
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To: markomalley
The Obama administration quietly finalized the Health Insurance Tax (HIT) over the Thanksgiving holiday weekend, a provision in Obamacare that will cost nearly $60 billion over the next five years and raise health care premiums by 3 percent.

Anyone still expecting to put $2500 bucks back "in their pocket" due to ObamaCare is about to have their heart broken. Just another Obamalie.

4 posted on 12/04/2013 1:55:53 PM PST by FlingWingFlyer (If you think signing up for ObamaCare was fun, wait until you try to use it.)
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To: markomalley

Well, there are hidden costs in everything we buy.

Gas taxes are one such hidden cost. You pay “X” amount at the pump, but that “X” amount includes 18.4 cents federal tax, and state taxes are added in too. But they aren’t listed separately in the pump price.

Here in California, gas is also subject to sales tax, in addition to federal and state gas taxes. None of these taxes are broken out separately.

In retailing, we all pay hidden charges to compensate for security costs and losses due to shoplifting and inventory “shrinkage”, or employee theft.

In the medical area, we all pay more than we should because healthcare providers are charged such stiff premiums for their malpractice insurance. People such as John Edwards are partly responsible for those costs, with his huge malpractice awards he has gotten.

The end consumer ends up paying all of these taxes and fees in the form of higher prices than would be charged if these taxes and fees did not exist.


5 posted on 12/04/2013 1:57:53 PM PST by Dilbert San Diego
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To: markomalley

The answer to a Obamacare rollout disaster is to...change the message.


6 posted on 12/04/2013 2:02:07 PM PST by VRW Conspirator (Obama is a proven liar, an admitted liar, an unrepentent liar.)
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To: markomalley
“It’s an odd sort of tax,” Burton said. “It’s not at a specific rate, but it raises a specific amount of revenue from insurers who underwrite health insurance outside of the exchanges.

Is that similar to the fee that offtrack betting parlors have to pay to the race track?

7 posted on 12/04/2013 2:03:28 PM PST by oldbrowser ("From each according to their ability, to each according to their needs" .....Marx)
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To: markomalley

They are bastards.


8 posted on 12/04/2013 2:05:12 PM PST by I want the USA back (Media: completely irresponsible traitors. Complicit in the destruction of our country.)
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To: Ingtar
There is no such thing as a tax “hidden from consumers” as this article suggests.

Tell that to our REPUBLICAN Governor, who just slapped a huge tax increase on oil companies, but tells us it's not his deal if they decide to pass it on to the consumer.


9 posted on 12/04/2013 2:06:28 PM PST by Buckeye McFrog
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To: markomalley
So, the government is going to subsidize health insurance through a tax on health insurance? This is from the Onion, right?
10 posted on 12/04/2013 2:07:48 PM PST by Mr. Lucky
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To: markomalley
Over Holiday Weekend...

No wonder why we had to pass it to find out what's in it... a moving target is ever changing. I think we'll be finding out what's in it via dribs and drabs until the stinking thing is extinguished, sliced, diced, chopped, pureed, pummeled, and then the remainder dropped in acid. Even then, I'd be leery...

11 posted on 12/04/2013 2:08:27 PM PST by C210N (When people fear government there is tyranny; when government fears people there is liberty)
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To: Ingtar

Sure there is. The taxes are indirect and a consumer is not levied the tax. There is an estimate of this 3% but who knows what it will actually be. It will be buried in the cost of premiums - thus hidden. Companies don’t really ‘pay’ taxes — they just pass them on to consumers.

Hidden taxes, indirect taxes, laundered taxes - whatever you want to call them - is one of my pet peeves. If taxpayers actually paid a bill each month for all the indirect taxes they actually pay they would be astounded.


12 posted on 12/04/2013 2:08:32 PM PST by plain talk
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To: markomalley
a provision in Obamacare that will cost nearly $60 billion over the next five years and raise health care premiums by 3 percent.

Which actually means it will cost $120B+ and raise premiums by 30%...............

13 posted on 12/04/2013 2:08:35 PM PST by Red Badger (Proud member of the Zeta Omicron Tau Fraternity since 2004...................)
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To: Red Badger

does anyone really think premiums will only go up 3% in 5 years when many people are seeing them double?

These people take the ones who get subsidized into account, thats the problem


14 posted on 12/04/2013 2:09:41 PM PST by GeronL (Extra Large Cheesy Over-Stuffed Hobbit)
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To: Dilbert San Diego

“In the medical area, we all pay more than we should because healthcare providers are charged such stiff premiums for their malpractice insurance.”

While I agree with your general take, I don’t agree with that statement. The size of malpractice premiums is really quite reasonable for most areas of medical practice if you believe this:

https://www.youtube.com/watch?v=r9q1Id41wGo

Lengthy, about 1 hour, but worthwhile, IMO. I was surprised.

While I am a capitalist and I support the right of insurance companies to operate and to provide insurance; I believe (and you may or may not agree according to your sensibilities) that HC insurance (specifically, the miserable Doc compensation rates provided) is about 65% responsible for excess HC costs. The remainder (again, my opinion) is largely a function of federally and locally-enforced and ratified monopoly structures such as CON laws and the prohibition against importing Rx drugs.


15 posted on 12/04/2013 2:10:06 PM PST by Attention Surplus Disorder (At no time was the Obama administration aware of what the Obama administration was doing)
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To: Ingtar
There is no such thing as a tax “hidden from consumers” as this article suggests.

Yes there is.

If you a low-information puke, all you will know is, your insurance premium went up. Meanwhile, when you watch the MSM, you will see Obozo blasting the greedy insurance companies and calling for Single Payer.

16 posted on 12/04/2013 2:11:01 PM PST by cynwoody
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To: Jet Jaguar; NorwegianViking; ExTexasRedhead; HollyB; FromLori; EricTheRed_VocalMinority; ...

The list, Ping

Let me know if you would like to be on or off the ping list

http://www.nachumlist.com/


17 posted on 12/04/2013 2:15:30 PM PST by Nachum (Obamacare: It's. The. Flaw.)
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To: markomalley
They should tax the taxes, too.

Government can never have too much money.

18 posted on 12/04/2013 2:19:49 PM PST by E. Pluribus Unum (Who knew that one day professional wrestling would be less fake than professional journalism?)
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To: E. Pluribus Unum

In Canada taxes are high and you can see up front where your money’s going for example - the provincial-run Ontario Health Insurance Plan.

Its a single payer but none of the charges are hidden from the voters.

Americans are not are as disposed Canadians are to be heavily taxed for health care services and Obamacare pretends there are no new taxes.

Whatever. That’s one reason why support for it is cratering and Democrats are in deep political trouble.


19 posted on 12/04/2013 2:28:31 PM PST by goldstategop (In Memory Of A Dearly Beloved Friend Who Lives In My Heart Forever)
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To: markomalley

The simple fact is lefties are just plain dumb. Say a leftie is renting a house for $1000 a month from a landlord who bought the house years ago and had paid off the mortgage. Someone buys the properly and the payment is $1200 a month. The leftie expects the new owner to eat the $200. In fact, some of them even think the original owner should split the profits with them.

I have a 36 year old step daughter who simply cannot understand what a mortgage is. She’s not retarded. She’s just dumb and hard headed.


20 posted on 12/04/2013 2:39:37 PM PST by VerySadAmerican (".....Barrack, and the horse Mohammed rode in on.")
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To: Dilbert San Diego
But they aren’t listed separately in the pump price

They should be

21 posted on 12/04/2013 2:40:08 PM PST by GeronL (Extra Large Cheesy Over-Stuffed Hobbit)
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To: markomalley
The Clown in the Main Tent in Sodom on the Potomac is slowly bleeding America to death.

He has cut the head off the senior officer's corps of the military. Keeping only those who approve of loving the enemy and homosexuals. He gives aid and comfort to all our enemies. He turns his back on the very few allies we have left around the globe. He has down sized our nukes. He gives the Soviets and the Red Chinese freedom to roam the seas.

The Soviets now have a nuke sub that spent the summer in the Gulf of Mexico and we never knew it. The Navy knows that this new sub is a "black hole" and they CANNOT FIND THIS SUB! It can sneak up on our shores and pop nukes on us and we will never know where they came from.

The Congress is hapless. They are fools of the 10th degree. Unable to do anything. They are cowards. They are traitors to the Republic. The Dimwits and the RINOparty members combine to destroy every last bit of freedom this republic has left. The National Debt is what??? $17 Trillion or $80 Trillion when Social Security and Medicare are tossed into it. We are living in a house of cards.

This Republic has been dismantled while everyone sits on their butts watching reality TV and sports!! Yes, lets all watch the BIG GAME this week. While everyone watches TV, the movies, goes to the bar and drinks themselves silly, snorts drugs up their noses, the Republic dies.

I served 20+ years defending this nation. I served from Vietnam to the East-West German border. I saw the murdering thugs of Communism destroy millions of lives. Slaves in their own nations. Now, HERE, Americans, for a free cell phone, free hand outs, toss a nation, FOUNDED BY GOD FEARING, GOD BELIEVING MEN, FOUNDED ON THE BIBLE, throwing this Republic down the toilet. Great. Wonderful. When the Muzzies come marching down Pennsylvania Avenue, declare Sharia Law and start chopping off the heads of the dope heads, homosexuals, nonbelievers, and anyone else that does not bow to their made up false god Al-Bundy and their religion's pedophile founder Moohamhocks. Yup, enjoy it fools. Throw away over 200 years of the greatest nation that God created and allowed to prosper.

Believe it or not folks, if you have not repented and asked the God of Abraham, Issac and Jacob to forgive you of our sins, you are doomed!! HE IS THE ONLY WAY OUT OF THIS GARBAGE DUMP WE NOW HAVE!!!

22 posted on 12/04/2013 2:46:00 PM PST by RetiredArmy (I am proud to be a Christian and follower of my Lord Jesus Christ. Time is short for U to know Him!)
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To: markomalley
Obama’s five-year war on the middle class continues.
23 posted on 12/04/2013 2:52:19 PM PST by Brad from Tennessee (A politician can't give you anything he hasn't first stolen from you.)
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To: markomalley
The Obama administration quietly finalized the Health Insurance Tax (HIT)

Finally, a rare Gov't acronym that's not a cute misrepresentation of what a bill or program actually does (e.g. "SAFE" Act)

24 posted on 12/04/2013 3:28:15 PM PST by mikrofon (Taxpayers again taking the HIT...)
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To: mikrofon

Wanna get HIT?

heck no


25 posted on 12/04/2013 3:29:26 PM PST by GeronL (Extra Large Cheesy Over-Stuffed Hobbit)
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To: goldstategop
Government never worries about costs, because all it has to do is stick its hands in the pockets of the peasants. You can see that in the astronomical prices they are demanding, calling ordinary catastrophic policies "substandard."

All government knows how to do is take money at the barrel of a gun. That epitomizes everything they do.

26 posted on 12/04/2013 3:32:05 PM PST by E. Pluribus Unum (Who knew that one day professional wrestling would be less fake than professional journalism?)
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To: Ingtar
There is no such thing as a tax “hidden from consumers” as this article suggests.

I am in complete and utter disbelief you said that. I'm putting your words up in my post as an example to all, to serve as a reminder.

27 posted on 12/04/2013 3:42:26 PM PST by Cyber Liberty (H.L. Mencken: "The urge to save humanity is almost always a false front for the urge to rule.")
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To: RetiredArmy

“AMEN!”, Brother!!


28 posted on 12/04/2013 3:54:39 PM PST by Gritty (You can't fix crazy any more than you can fix stupid. Obamacare was never going to work.-Steve Deace)
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To: Ingtar

Impeach the leaders, starting with Obama, and fire the rest.


29 posted on 12/04/2013 3:56:36 PM PST by afraidfortherepublic
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To: markomalley

Yep. They will blame and demonize the evil, greedy Insurance companies and the MSM will go with that.


30 posted on 12/04/2013 3:58:47 PM PST by RedMDer (Happy with this, America? Make your voices heard. 2014 is just around the corner. ~ Sarah Palin)
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To: RetiredArmy

Preach it, brother.


31 posted on 12/04/2013 4:17:25 PM PST by crusty old prospector
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To: RetiredArmy

Thank You, Sir! All typed needed saying.


32 posted on 12/04/2013 4:23:45 PM PST by no-to-illegals (Scrutinize our government and Secure the Blessing of Freedom and Justice)
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To: Cyber Liberty

While it may be hidden from view for a time, consumers will eventually learn they are paying it, and not the company. Even the low information voters eventually “get it.”


33 posted on 12/04/2013 4:36:18 PM PST by Ingtar (The NSA - "We're the only part of government who actually listens to the people.")
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To: Ingtar

This is true. True also is this is a known (even the low-information crowd eventually learns the truth). Final truth is the reason 30 million new low-information voters are being place up for legalization is to replace the defectors. All of which you knew, so consider this post as a low-information post already known by you, please.


34 posted on 12/04/2013 4:52:30 PM PST by no-to-illegals (Scrutinize our government and Secure the Blessing of Freedom and Justice)
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To: I want the USA back

I think you owe bastards an apology. :)


35 posted on 12/04/2013 4:54:12 PM PST by RKBA Democrat ( There is no worst president but owebama, and valerie jarrett is his prophet.)
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To: crusty old prospector; Gritty

Thank you. My daily rant.


36 posted on 12/04/2013 6:06:24 PM PST by RetiredArmy (I am proud to be a Christian and follower of my Lord Jesus Christ. Time is short for U to know Him!)
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To: no-to-illegals

Thank you. My daily rant. :-)


37 posted on 12/04/2013 6:06:50 PM PST by RetiredArmy (I am proud to be a Christian and follower of my Lord Jesus Christ. Time is short for U to know Him!)
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To: markomalley

Why not call it the “Supplemental Health Insurance Tax?”

Or even “Obamacare Supplemental Health Insurance Tax”.


38 posted on 12/04/2013 6:11:24 PM PST by rfp1234 (Impeach We Much!)
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To: Mr. Lucky

If only the last five years of Obama were simple satire.


39 posted on 12/04/2013 6:49:25 PM PST by 1010RD (First, Do No Harm)
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To: Attention Surplus Disorder

Toss in zoning and licensing restrictions that limit access and portability and you’ve got another government created mess aka a “market failure”.


40 posted on 12/04/2013 7:05:14 PM PST by 1010RD (First, Do No Harm)
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To: markomalley

““It’s an odd sort of tax,” Burton said. “It’s not at a specific rate, but it raises a specific amount of revenue from insurers who underwrite health insurance outside of the exchanges. You basically have a set amount of money and then it’s allocated among the insurers based on the amount of health insurance premiums they actually wrote.”

The tax is also hidden from consumers. “They won’t see it,” Burton said. “It’s in effect hidden because it’s imposed on the insurance companies, but it’s a cost to them that they have to recover by raising premiums.”

Well no wonder they expect many more cancellations next year..


41 posted on 12/04/2013 7:18:44 PM PST by jughandle
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To: markomalley; AdmSmith; AnonymousConservative; Berosus; bigheadfred; Bockscar; cardinal4; ColdOne; ..

Thanks markomalley.


42 posted on 12/04/2013 7:23:27 PM PST by SunkenCiv (http://www.freerepublic.com/~mestamachine/)
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To: markomalley

this will simply be passed on to the consumer.

folks, it’s time for a revolution.


43 posted on 12/04/2013 7:30:33 PM PST by ealgeone (obama, border)
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To: markomalley

They probably haven’t got the software to collect it.


44 posted on 12/04/2013 7:50:11 PM PST by Mike Darancette (Do The Math)
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To: FlingWingFlyer; All

Obama Socialized Health Insurance Tax is known as OSHIT.

RINO Socialized Health Insurance Tax will be known as RSHIT.

Would OSHIT or RSHIT be better?

The answer can be found in a quote from the most admired woman in America:

“What difference, at this late date, does it make?!”


45 posted on 12/04/2013 8:25:17 PM PST by Graewoulf (Democrats' Obamacare Socialist Health Insur. Tax violates U.S. Constitution AND Anti-Trust Law.)
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To: Buckeye McFrog

“Tell that to our REPUBLICAN Governor, who just slapped a huge tax increase on oil companies”

That would be John Kaisch of Ohio. There was a large tax increase but the increase brought the tax in line with what other states charge and the income tax continues to drop under Kaisch.

Furthermore, the tax is paid by either the landowners where the fracking is done, the oil companies or by the consumers of oil.

The landowners are getting up to 5000 an acre plus 18% of whatever comes out of the ground, the oil companies are also doing well and the consumers are mostly outside of Ohio.

Increasing this tax is ok by me especially when couple with a decrease in the income tax and elimination of the state inheritance tax.


46 posted on 12/04/2013 8:34:15 PM PST by staytrue
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To: RetiredArmy

“The Congress is hapless. They are fools of the 10th degree. Unable to do anything. They are cowards. They are traitors to the Republic. The Dimwits and the RINOparty “

The democrats believe in socialism. The republicans do not have the votes to stop obama and even worse, for most of the past 5 years of Obama, the repubicans did not even have the support of the public who sided with Obama.

Blame the public, because the republicans have very little power.


47 posted on 12/04/2013 8:39:02 PM PST by staytrue
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To: markomalley
"households will increase as much as 3 percent over the next ten years, or roughly $5,000 per family over the decade."

WTF? $5k/.03 = $167k.

Pure Insanity.

48 posted on 12/04/2013 9:18:37 PM PST by Paladin2
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To: staytrue

Taxation is theft.


49 posted on 12/04/2013 9:19:55 PM PST by Paladin2
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To: VerySadAmerican
"She’s just dumb and hard headed."

Virtual retardation.

50 posted on 12/04/2013 9:23:36 PM PST by Paladin2
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