Skip to comments.Story To Share About Obamacare and Disability
Posted on 10/18/2013 12:19:26 AM PDT by My Favorite Headache
I wanted to share a quick story about something that happened in our household today and 3 days ago with a friend of mine as well of 23 years.
My wife is on permanent disability for the remainder of her life due to a number of health reasons from on and off cancer battles to other sustained health issues that prevent her from working. My friend Cory injured himself on the job a few years ago breaking his back, right knee, and shoulder. Both have been getting around $1,000.00 a month in disability.
My wife puts that money towards the various needs in her life whether they were meds or other daily and weekly needs. I have my own income from my job that provides for the household and our family. Cory on the other hand went from making $4,600.00 a month to $1,000.00 a month and had been as well paying medical costs out of pocket while scraping by to get through each month.
A letter came in today stating that my wife's disability was being cut by $200.00 a month to pay for a mandatory medicare payment every month. They also said they will review her past income again to see whether or not even MORE will have to be taken out and that it was a "possibility".
Cory's letter stated that he was having his disability check cut by $161.00 to put him on Medicare as well. Cory works with independent therapists, natural therapy, and chiropractors who take cash and work off of payment plans with him taking small payments per-visit knowing his limited income. He is on disability for 3 years until further review. Now the money that used to go towards paying his phone bill and water bill....is gone.
In the case of my wife she was under my insurance originally and when I switched companies the Cobra was too much coming off Blue Cross/Blue Shield at 1,200.00 a month for the family so we too have been cash patients. I don't mind her going on Medicare for her disability and paying into the system mainly because I am here as a back up in fiscal support for her if need be. But then they started adding in more money that would be taken out for prescription plans A B C and D. Each one was a different amount.
For those people who live alone, depend on the amount that they have had coming in to pay their bills or are like Cory....they are screwed. Being forced to pay for the healthcare and slashing their already small amount of disability they get (my wife is 32 and Cory is 41)they only paid into the system since age 16.
The letters are arriving and I have been reading on different forums all night and people are flipping out with talks of eviction, selling everything they own, and even some talking suicide because although it is not them going on ACA it is the exact off shoot of mandatory payment being taken from you whether you like it or not.
The stories and landscape is about to change drastically as these letters go out to tens of millions over the next week or two.
Methinks a huge dam is about to burst that we have never seen before and it isn't going to be pretty.
Do these people see Obamacare as the cause of the problem?
if they were actually of Medicare age....65...would they still have to deduct more from their disability?...or is it just because they’re relative young?....I have relatives that are on disability but their older....wonder if it will affect them too....
Half of them seem to. They are only now really informing themselves about the situation. I feel badly for a lot of the elderly and those families scraping to get by as they are so consumed with the insurance and hospital games that they appear blindsided by it all. Confused as all hell seems to be the true answer to your question. I know in my house we expected something like this to come along we just weren’t sure of the amount they would strip from her.
Budgets that people have been living on for years have been totally destroyed and what I was reading in one social security forum tonight had people saying they were going to have to move in with family and just pay them rent or hope they would say yes. A lot were really upset about losing independence as they were making it on their own.
Not any longer.
Good question. I don’t know. My mom is on Medicare and she has a supplemental insurance as a back up for catastrophic care. She lost 3 of her doctor’s due to ACA coming into effect because her doctors went off the exchange and petitioned the government to be taken off of ACA so they could keep their old patients who have been seeing them for decades. The government review board says a decision will be made 6 to 12 months from submission of request.
My mom is 71 and her doctors are some of the most important people in her life. Again, that’s just Medicare...not disability in her case.
Massive resistance. They can’t put us all in jail.
Let’s not forget the erosion over the last few years brought on by jumps in food and energy costs.
The really sad thing that Obama or the democrats and congress for that matter don’t really care what happens to your mom and that she may lose her doctors. I am really nervous about the future are they just going to kill us all off?
I know. A huge majority of them are collecting SNAP benefits as it is so I am going to assume since their income is lower due to ACA it will mean that their SNAP benefits might increase? If they don’t increase the SNAP every month then we get into people starving or living without heat or electricity.
I have a lot of experience with families members along these lines. first i’ll say for most people who are on ss of any type, you cant get a much better deal than medicare, the basic payment being $96 per month. I have to say the two example you cite are most unusual and I think few ss/ssdi/ssi recipients do not choose traditional medicare.
I’m not sure what to make of your examples, whether its the government now forcing everyone into some kind of insurance (probably likely), or something else.
and sure, its probably all the result of obamacare, and I have a sneaking suspicion that everything in this country is about to be a result of obamcare.
ObamaCare strips $760 billion out of Medicare over 10 years.
Massive resistance. They cant put us all in jail.
Who says?... This is WHY? concentration camps were invented..
Tyrants have been doing these things for a long time..
There are well developed ways of handling large amounts of rubes..
What do you think Homeland Security is preparing for..
Obama IS BEGGING the rubes to revolt or some other kind of insurrection.. left or right he doesnt care..
Martial Law... is a heartbeat away..
This very night, no doubt, meetings are being held making plans..
ANY that don’t see this coming, simply, DON’T WANT TO SEE IT COMING.. so they DON’T...
No power on Earth could fight a million armed citizens, much less jail them. Hitler and the Nazis had to conquer lands, disarm them and have massive help rounding up the Jews and other undesirables before they got the ball rolling on genocide. We have a good percentage of the military and a majority of the veterans, preppers and outdoorsmen over on this side. Martial law only works when you have adequate “martial” (military) to handle the populace. The FEMA headquarters for this region of the United States is so close to me that they could send a guy with a wheelbarrow or wagon to come get me, yet I fear them not.
SSDI trust fund runs out of money in 2016.
It sounds like your wife is being penalized for not going on medicare when first eligible, which would have been 2 years after going on disability.
It happened to my step father, who is a disabled Korean War vet. He used the V.A. until he was 80 years old, then switched to medicare and his premium is $200, because he didn’t sign up for medicare when first becoming eligible. Normal medicare premiums are around $100.
“Budgets that people have been living on for years have been totally destroyed and what I was reading in one social security forum tonight had people saying they were going to have to move in with family and just pay them rent or hope they would say yes.”
You are watching the unreported currency devaluation taking place to deal with our massive debt; I’ve maintained for years that one of the ways the government would ensure the solvency of social security would be to underreport inflation to minimize increases (even as real prices rose quickly). This year they announced the smallest increase in SS payments; that is exactly what they are doing. Our retirees/disabled are now in the same position pensioners of the Soviet Union were in, and that wasn’t pretty.
In addition to class warfare the Dems have instituted generational warfare, and the young people are being turned against their elders (not just the “elderly”) over their entitlements and even holding onto jobs young people covet. Scary times...
You have documentation backing up your claim that if you were Hispanic you would get better results? I am not doubting your claim I just cant imagine paperwork confirming the same.
“Massive resistance. They cant put us all in jail.”
They’ll make an example of a few to cow the rest; they’ll pick a few white guys to really teach us...
Bill Ayres said his revolution may cost 25 million lives, this is how it is done. Sarah Palin told everyone about death panels and gov’t refusing to pay for care, it’s no conspiracy theory it is reality.
Bill Ayres said his revolution may cost 25 million lives, this is how it is done. Sarah Palin told everyone about death panels and gov’t refusing to pay for care, it’s no conspiracy theory it is reality.Rahm Emanuels brother set up the plan to only treat people who could produce for society and deny care to those who could not. This kind of control of the masses is what the marxist want.
“ObamaCare strips $760 billion out of Medicare over 10 years.”
No, Obamacare triple spends money that was already double spent from the non-existent “trust fund”, moving up the date of its artificial “bankruptcy”. (It is already bankrupt but continues paying until the money that was stolen, minus the Obamacare double theft, has been replaced from general tax receipts.)
“if they were actually of Medicare age....65...would they still have to deduct more from their disability?...or is it just because theyre relative young?....I have relatives that are on disability but their older....wonder if it will affect them too....”
I’m pretty sure about this, because I’ve been involved it it for decades.
Once a person that is on SS disability reaches 65, they go off SS disability and on regular SS. The person that is SS disability under the age of 65 is eligible for medicare. Their medicare doesn’t change once they reach 65.
As I understand it, people on SS and medicare are not eligible for obamacare.
I know this because my spouse was on SS disability prior to her 65th birthday. Now she is not...
There might be small pockets of "resistance". As a whole, though, the country will slip into the night with an "meh..."
All the bluster about fighting back, revolution/civil war, etc is just that...bluster. Our fore fathers revolted against the most powerful empire on the planet for WAY less than what even the ardent patriot endures on a daily basis, today. If the bluster was true, then you, I, or someone else would have taken a brick and thrown it through the nearest government office, or political party window a long time ago.
I may be the killjoy here, but half of the people now on disability are on it fraudulently and a majority of the remainder could do some kind of work.
E.g., can they type? Can they speak? If so, they can do customer service or clerical work from home, let alone if they can go in to an office to be a receptionist or whatever.
Providing people a full, comfortable, free living for life—or even over years to recover from injury—from “the government” is a massive moral hazard IMO. Those who are left in legitimate need can be covered by charity, where the checks work better.
Also, without such a guaranteed government safety net, many folks would cover themselves with private disability insurance, which is the only system by which people in their 20s through 40s have legitimately “paid into” to be covered should something tragic happen.
My mom’s been living off of $700 a month with her disability check. (She almost died seven years ago and hasn’t been the same since. Now she’s going blind with macular degeneration.)
She got her letter last week. They’re taking out $104 in Medicaid payments, plus they’ve changed her prescription coverage. Now, the only medicine they’ll cover is her potassium. NOTHING ELSE. She’s going to be out more than $100 for her medications.
She just lost 30% of all that she had. She hasn’t been using the EBT card (they won’t take it back), but now she won’t have a choice. (They were only giving her $35 a month, anyway.) I just got her a cellphone and I’ll pay for that with our family’s phones.
I am disabled, been for several years, finally filed for SS + disability at 63. At 65 went on Medicare, payment is deducted now automatically, with the individual costs at about $200 for the package. Will go up each month (G package the least). But if you go Medicare Advantage plans, there is no deduction from your payments.
People need to set down with an independent agent and really review the plans.
She’s been trying for the last two months to get help. They keep kicking her from one office to another and she’s totally lost. She can’t even figure out where to go to get help and advice. (She’s not internet savvy)
After some serious digging I found the resources for seniors in Virginia.
First, the easiest. Dial 211. That’s it. Tell them your problem and they’ll get you where you need to go.
Second, the vda.
Third, through the VDA, there’s the ‘no wrong door’ program.
Forth, Viginia’s easy access.
AT NO POINT has ANYONE told her about these resources. One person stubbornly thought that she was trying to sign up for healthcare.gov and ushered her out with reassurances that this wouldn’t be a real problem for months. She kept trying to explain that that wasn’t her problem. That she was transitioning from Medicaid to Medicare in a few weeks and she had to get it straightened out.
Another person told her that they couldn’t help her until she actually turned 65. She has to get a shot in her eyeball a few days after that. What insurance will she have? They didn’t know. (This was a person who told her that she was looking for trouble by being proactive.)
She needs low-income housing. They told her that SHE had to find all of the low-income housing apartments in the city and put herself on all the lists. She actually tracked down four of them. Not ONE answered her calls. She drove to each of them. One was abandoned, one’s office was permanently closed, one told her that they were no longer low-income, and one put her on their list (3 year wait). The one that put her on the list simply wrote her name and number on a piece of paper and sent her on her way. She was asking, “What income verification do you need? Are there subsidies for this housing and who do I apply with? Don’t you need to see proof that I’m even a resident? What’s the process to qualify for this housing?” The woman waved her off without an answer.
My mother is disabled. She’s partially blind, easily exhausted, easily confused, easily lost and NOBODY is helping her. I’m on the other side of the continent.
This is so frustrating!
That’s what I think too. She was originally under my Blue Cross Blue Shield when she first went on disability and then when I went to a new company they said she could apply for Medicare in 17 months.
I think if you resist they’ll come up with some reason to start draining your bank accounts and your 401K...I think they’ll do that in a flash....
I think if you resist theyll come up with some reason to start draining your bank accounts and your 401K...I think theyll do that in a flash....
That’s mere openers for what “THEY” have planned..
Starting point is admitting there even “IS” a “THEY”..
“THEY” have been working on this for a hundred years..
T.Roosevelt was a progressive and Newt BRAGS about being one..
Short of Civil War I see no other way out of this mess..
Succession seems to be the only way.. Mark Levin has opened the/this conversation..
He doesnt advocate succession but that is the end result..
the liberals will ONLY release power from their cold... dead... hands..
Obama is OBVIOUSLY jockeying to cause insurrection.. he WANTS IT.. is doing everthing he CAN to stimulate it..
IMO.... He WILL have it..
In a country as spread-out and large as ours is, that would be especially difficult unless forced. I always come back to the same question when people like you postulate all these things the dictators will do. Who will disarm the population and how? Answer me that and the rest falls together. But if you can’t, all the conspiracy theories in the world fall apart.
Who will disarm the population and how? Answer me that and the rest falls together.
Just having a gun/firearm/weapon does not mean you have the balls to use it..
in my experience most DO NOT.. will not.. and would die before using them..
They just want them for a threat.. but would NOT KILL..
Overlooking “authorities” intimidating your family.. instead of you.. i.e. children, wives, relatives.
The bad guys(authorities) KNOW THAT... you do NOT..
They come in the middle of the night.. you see.. bedtime..
Most(conservatives) would never SHOOT the authorities..
even wearing Nazi uniforms..
Democrats do not believe in LAW...
And how we burned in the camps later, thinking: What would things have been like if every Security operative, when he went out at night to make an arrest, had been uncertain whether he would return alive and had to say good-bye to his family? Or if, during periods of mass arrests, as for example in Leningrad, when they arrested a quarter of the entire city, people had not simply sat there in their lairs, paling with terror at every bang of the downstairs door and at every step on the staircase, but had understood they had nothing left to lose and had boldly set up in the downstairs hall an ambush of half a dozen people with axes, hammers, pokers, or whatever else was at hand?... The Organs would very quickly have suffered a shortage of officers and transport and, notwithstanding all of Stalin's thirst, the cursed machine would have ground to a halt! If...if...We didn't love freedom enough. And even more we had no awareness of the real situation.... We purely and simply deserved everything that happened afterward.
― Aleksandr Solzhenitsyn
True.. that could happen but there needs to be an underground..
THERE ISN’T ONE...
Maybe 20 years ago it could have been .. BUT not currently..
A brain washed public elected Obama...... TWICE..
They have NOW what they think they need..
Most do not know the Coup D’Etat has ALREADY HAPPENED..
Well at least they will not ADMIT IT..
we have no awareness now,imho its already too late